Insurance Compliance Inspections & Letters
Protect Your Policy
Did you get a letter threatening non-renewal? Insurance carriers are cracking down on older homes. We inspect, repair, and provide the official Letter of Compliance to keep you covered.
Carriers are specifically flagging: Knob & Tube Wiring, 60-Amp Fuse Services, and Aluminum Wiring. If you have these, you likely need a licensed electrician to verify safety or replace them.
We Clear The Flags
We work directly with the requirements of major carriers (State Farm, Allstate, etc.) to satisfy their underwriters.
Knob & Tube
Verification or Removal. Some carriers allow it if verified safe; others demand removal. We assess the condition and give you a plan to satisfy the specific carrier's demands.
60-Amp Service
Upgrade Required. Modern homes need 100A or 200A. We upgrade your service entrance, meter, and panel to meet the 100A minimum standard required by almost all insurers.
Compliance Letter
The Golden Ticket. After our inspection or repairs, we issue a formal letter on company letterhead stating the electrical system is "Safe and Code Compliant," which you send to your agent.
The Outcome
Non-Renewal
- Dropped: Carrier cancels your policy.
- Costly: Forced into high-risk "surplus lines" insurance (2-3x cost).
- Exposed: Gaps in coverage during the switch.
Policy Renewed
- Approved: Underwriter accepts our letter.
- Value: Standard premiums protected.
- Peace: Knowing your home is actually safe.
Stay Insured.
Don't ignore the letter. We can help you keep your coverage.
Get Compliance LetterWorking with Local Agents
Insurance Cases
See how we've helped homeowners satisfy insurance requirements.
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